:root{--color-primary:#10b981;--color-primary-dark:#076244;--color-primary-light:#34d399;--color-accent:#f59e0b;--color-accent-light:#fbbf24;--color-cat-pensions:#2dd4bf;--color-cat-funds:#8b5cf6;--color-cat-stocks:#3b82f6;--color-cat-faith:#f59e0b;--color-white:#0f1c2a;--color-bg:#0B151F;--color-surface:#0f1c2a;--color-surface-raised:#15273b;--color-surface-muted:#0d1e2e;--color-text:#ffffff;--color-text-muted:#94a3b8;--color-text-subtle:#64748b;--color-border:rgba(255,255,255,0.08);--color-border-light:rgba(255,255,255,0.04);--color-positive:#10b981;--color-negative:#ef4444;--color-warning:#f59e0b;--color-info:#3b82f6;--color-neutral:#94a3b8;--color-success:#10b981;--color-error:#ef4444;--badge-green-bg:rgba(16,185,129,0.12);--badge-green-text:#34d399;--badge-blue-bg:rgba(59,130,246,0.12);--badge-blue-text:#60a5fa;--badge-amber-bg:rgba(245,158,11,0.12);--badge-amber-text:#fbbf24;--badge-red-bg:rgba(239,68,68,0.12);--badge-red-text:#f87171;--badge-gray-bg:rgba(148,163,184,0.12);--badge-gray-text:#94a3b8;--badge-purple-bg:rgba(139,92,246,0.12);--badge-purple-text:#a78bfa;--color-best-rate:#2c2512;--color-excluded:#2a1515;--shadow-xs:2px 2px 5px rgba(0,0,0,0.5),-2px -2px 5px rgba(255,255,255,0.03);--shadow-sm:4px 4px 10px rgba(0,0,0,0.4),-4px -4px 10px rgba(255,255,255,0.03);--shadow-md:6px 6px 15px rgba(0,0,0,0.4),-6px -6px 15px rgba(255,255,255,0.03);--shadow-lg:10px 10px 25px rgba(0,0,0,0.45),-10px -10px 25px rgba(255,255,255,0.03);--shadow-xl:15px 15px 35px rgba(0,0,0,0.5),-15px -15px 35px rgba(255,255,255,0.03);--shadow-focus:0 0 0 3px rgba(16,185,129,0.2);--shadow-card-hover:6px 6px 20px rgba(16,185,129,0.1),-6px -6px 20px rgba(255,255,255,0.04);--radius-xs:4px;--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:20px;--radius-2xl:24px;--transition:0.2s cubic-bezier(0.4,0,0.2,1);--transition-slow:0.3s cubic-bezier(0.4,0,0.2,1);--transition-spring:0.4s cubic-bezier(0.34,1.56,0.64,1);--font-main:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--space-xs:0.25rem;--space-sm:0.5rem;--space-md:1rem;--space-lg:1.5rem;--space-xl:2rem;--space-2xl:3rem;--space-3xl:4rem}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--font-main);color:var(--color-text);background:var(--color-bg);line-height:1.6}img{max-width:100%;display:block}a{color:var(--color-primary);text-decoration:none}a:hover{color:var(--color-primary-light)}ul{list-style:none}:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px;box-shadow:var(--shadow-focus)}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px}.skip-link{position:absolute;top:-100px;left:0;background:var(--color-primary);color:var(--color-white);padding:0.5rem 1rem;font-weight:600;z-index:9999;transition:top 0.2s ease}.skip-link:focus{top:0}h1,h2,h3,h4,h5{font-weight:700;line-height:1.2;color:var(--color-primary)}h1{font-size:clamp(2rem,5vw,3.2rem);font-weight:800;letter-spacing:-0.02em}h2{font-size:clamp(1.5rem,3.5vw,2.2rem);font-weight:700;letter-spacing:-0.01em}h3{font-size:clamp(1.1rem,2vw,1.4rem);font-weight:600}p{margin-bottom:1rem}.text-muted{color:var(--color-text-muted)}.text-accent{color:var(--color-accent)}.text-center{text-align:center}.container{max-width:1200px;margin:0 auto;padding:0 1.25rem}.section{padding:4rem 0}.section--bg{background:var(--color-bg)}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}.flex{display:flex}.flex-center{display:flex;align-items:center;justify-content:center}.gap-1{gap:1rem}.mt-1{margin-top:1rem}.mt-2{margin-top:2rem}.mb-1{margin-bottom:1rem}.mb-2{margin-bottom:2rem}.btn{display:inline-flex;align-items:center;justify-content:center;padding:0.75rem 1.75rem;border-radius:var(--radius-sm);font-family:var(--font-main);font-size:0.9rem;font-weight:600;cursor:pointer;border:2px solid transparent;transition:all var(--transition);text-decoration:none;white-space:nowrap;letter-spacing:-0.01em}.btn-primary{background:var(--color-primary);color:var(--color-white);border-color:var(--color-primary)}.btn-primary:hover{background:var(--color-primary-light);border-color:var(--color-primary-light);color:var(--color-white);transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn-secondary{background:transparent;color:var(--color-white);border-color:var(--color-white)}.btn-secondary:hover{background:var(--color-white);color:var(--color-primary);transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn-outline{background:transparent;color:var(--color-primary);border-color:var(--color-border)}.btn-outline:hover{border-color:var(--color-primary);background:var(--color-bg);transform:translateY(-1px)}.btn-accent{background:var(--color-accent);color:var(--color-primary-dark);border-color:var(--color-accent)}.btn-accent:hover{background:var(--color-accent-light);border-color:var(--color-accent-light);transform:translateY(-1px);box-shadow:0 4px 14px rgba(201,162,39,0.3)}.btn-lg{padding:0.9rem 2rem;font-size:1rem}.navbar{position:sticky;top:0;z-index:1000;background:var(--color-white);border-bottom:1px solid var(--color-border);box-shadow:none;transition:box-shadow var(--transition),background var(--transition)}.navbar.scrolled{box-shadow:var(--shadow-md)}.navbar__inner{display:flex;align-items:center;justify-content:space-between;padding:0.75rem 1.25rem;max-width:1200px;margin:0 auto}.navbar__logo{font-size:1.1rem;font-weight:800;color:var(--color-primary);letter-spacing:-0.5px;display:flex;align-items:center;gap:0.4rem;text-decoration:none}.navbar__logo span{color:var(--color-primary-light)}.navbar__logo:hover{color:var(--color-primary)}.navbar__links{display:flex;align-items:center;gap:0.15rem}.navbar__links a{color:var(--color-text-muted);padding:0.45rem 0.75rem;border-radius:var(--radius-sm);font-size:0.875rem;font-weight:500;transition:all var(--transition)}.navbar__links a:hover,.navbar__links a.active{color:var(--color-primary);background:var(--color-bg)}.navbar__toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}.navbar__toggle span{display:block;width:22px;height:2px;background:var(--color-primary);border-radius:2px;transition:all var(--transition)}.navbar__toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}.navbar__toggle.open span:nth-child(2){opacity:0}.navbar__toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.hero{background:linear-gradient(135deg,var(--color-primary-dark) 0%,var(--color-primary) 60%,var(--color-primary-light) 100%);color:var(--color-white);padding:5rem 1.25rem 4rem;text-align:center;position:relative;overflow:hidden}.hero::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' 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var(--transition)}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-card-hover);border-color:transparent}.card__icon{width:48px;height:48px;border-radius:var(--radius-md);background:var(--color-bg);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:1rem}.card__title{font-size:1rem;font-weight:700;margin-bottom:0.4rem}.card__desc{color:var(--color-text-muted);font-size:0.875rem;margin-bottom:0;line-height:1.5}.card--link{cursor:pointer}.card--link:hover .card__title{color:var(--color-primary-light)}.section-header{text-align:center;margin-bottom:2.5rem}.section-header h2{margin-bottom:0.5rem}.section-header p{color:var(--color-text-muted);max-width:600px;margin:0 auto;line-height:1.6}.section-header--center{text-align:center}.section-header--center p{max-width:540px;margin:0.5rem auto 0}.section-header .divider{width:60px;height:4px;background:var(--color-accent);border-radius:2px;margin:0.75rem auto 0}.container--narrow{max-width:680px}.table-wrapper{overflow-x:auto;border-radius:var(--radius-md);box-shadow:var(--shadow-sm)}table{width:100%;border-collapse:collapse;font-size:0.9rem}thead th{background:var(--color-primary);color:var(--color-white);padding:0.85rem 1rem;text-align:left;font-weight:600;white-space:nowrap}thead th:first-child{border-radius:var(--radius-sm) 0 0 0}thead th:last-child{border-radius:0 var(--radius-sm) 0 0}tbody tr{border-bottom:1px solid var(--color-border);transition:background var(--transition)}tbody tr:nth-child(even){background:var(--color-bg)}tbody tr:hover{background:#e8f5e9}tbody td{padding:0.8rem 1rem;vertical-align:middle}tbody tr.best-rate{background:var(--color-best-rate) !important;font-weight:600}tbody tr.best-rate td:first-child::after{content:' ⭐ Best Rate';font-size:0.75rem;color:var(--color-accent);font-weight:700;margin-left:0.4rem}tbody tr.excluded{background:var(--color-excluded) !important}tbody tr.excluded .stock-name{text-decoration:line-through;color:var(--color-text-muted)}.badge{display:inline-block;padding:0.2rem 0.55rem;border-radius:20px;font-size:0.72rem;font-weight:700;text-transform:uppercase;letter-spacing:0.5px}.badge-green{background:#d1fae5;color:#065f46}.badge-red{background:#fee2e2;color:#991b1b}.badge-blue{background:#dbeafe;color:#1e40af}.badge-amber{background:#fef3c7;color:#92400e}.badge-grey{background:#f3f4f6;color:#374151}.signup-banner{background:var(--color-primary);padding:3.5rem 1.25rem;color:var(--color-white)}.signup-banner__inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr auto;gap:1.5rem 3rem;align-items:center}.signup-banner__text h2{color:var(--color-white);font-size:clamp(1.2rem,2.5vw,1.5rem);margin-bottom:0.4rem}.signup-banner__text p{color:rgba(255,255,255,0.75);font-size:0.9rem;margin:0}.signup-form{display:flex;gap:0.5rem;flex-wrap:wrap;grid-column:2;align-self:center}.signup-form input[type="email"]{padding:0.75rem 1.1rem;border:1.5px solid rgba(255,255,255,0.25);border-radius:var(--radius-sm);background:rgba(255,255,255,0.08);color:var(--color-white);font-family:var(--font-main);font-size:0.9rem;min-width:260px;transition:all var(--transition)}.signup-form input[type="email"]::placeholder{color:rgba(255,255,255,0.5)}.signup-form input[type="email"]:focus{outline:none;border-color:var(--color-accent);background:rgba(255,255,255,0.12)}.signup-form .btn{background:var(--color-accent);color:var(--color-primary-dark);border-color:var(--color-accent);font-weight:700}.signup-form .btn:hover{background:var(--color-accent-light);border-color:var(--color-accent-light)}.signup-note{grid-column:1 / -1;font-size:0.72rem;color:rgba(255,255,255,0.45);margin:0}.signup-note a{color:rgba(255,255,255,0.6);text-decoration:underline}.table-wrapper{overflow-x:auto;-webkit-overflow-scrolling:touch}table{min-width:560px}@media (max-width:768px){.navbar__toggle{display:flex}.navbar__links{display:none;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--color-white);padding:0.75rem 1rem;gap:0.2rem;box-shadow:var(--shadow-lg);border-top:1px solid var(--color-border);z-index:999}.navbar__links.open{display:flex}.navbar{position:relative}.navbar__links a{padding:0.6rem 0.85rem;border-radius:var(--radius-sm);font-size:0.95rem;color:var(--color-text)}.navbar__links a:hover{background:var(--color-bg);color:var(--color-primary)}.signup-banner__inner{grid-template-columns:1fr}.signup-form{grid-column:1;flex-direction:column}.signup-form input[type="email"]{min-width:0;width:100%}.signup-form .btn{width:100%}}@media (max-width:480px){.hero__cta{flex-direction:column;align-items:center}.hero__cta .btn{width:100%;max-width:280px}.section{padding:2.5rem 0}.hero{padding:3rem 1rem 2.5rem}}.welcome-modal{position:fixed;inset:0;z-index:3000;display:flex;align-items:center;justify-content:center;opacity:0;transition:opacity 0.3s ease}.welcome-modal[hidden]{display:none}.welcome-modal--visible{opacity:1}.welcome-modal--closing{opacity:0}.welcome-modal__backdrop{position:absolute;inset:0;background:rgba(0,0,0,0.5);backdrop-filter:blur(4px)}.welcome-modal__card{position:relative;z-index:1;background:var(--color-white);border-radius:var(--radius-lg);padding:2.5rem 2rem;max-width:520px;width:90%;box-shadow:var(--shadow-lg);outline:none;animation:modalSlideUp 0.4s ease}@keyframes modalSlideUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.welcome-modal__close{position:absolute;top:1rem;right:1rem;background:none;border:none;font-size:1.6rem;color:var(--color-text-muted);cursor:pointer;width:36px;height:36px;display:flex;align-items:center;justify-content:center;border-radius:50%;transition:background var(--transition),color var(--transition)}.welcome-modal__close:hover{background:var(--color-bg);color:var(--color-text)}.welcome-modal__card h2{font-size:1.4rem;color:var(--color-primary);margin-bottom:1rem}.welcome-modal__card p{font-size:0.9rem;color:var(--color-text);line-height:1.6;margin-bottom:0.75rem}.welcome-modal__actions{display:flex;gap:0.75rem;margin-top:1.5rem;flex-wrap:wrap}@media (max-width:480px){.welcome-modal__card{padding:1.75rem 1.25rem}.welcome-modal__actions{flex-direction:column}.welcome-modal__actions .btn{width:100%}}.freshness-badge{display:inline-block;font-size:0.72rem;font-weight:600;color:var(--color-text-muted);background:var(--color-bg);border:1px solid var(--color-border);border-radius:20px;padding:0.2rem 0.7rem;margin-top:0.5rem}.container--utility{max-width:960px;margin:0 auto;padding:0 1.25rem}.container--reading{max-width:760px;margin:0 auto;padding:0 1.25rem}.page-hero{text-align:center}.page-hero h1{margin-left:auto;margin-right:auto}.page-hero p{margin-left:auto;margin-right:auto}.guide-section{margin-bottom:2.5rem;padding-bottom:2rem;border-bottom:1px solid var(--color-border)}.guide-section:last-child{border-bottom:none;margin-bottom:0}.section .container{text-align:left}.grid-2,.grid-3,.grid-4{margin-left:0;margin-right:0}.filter-bar,.invest-filters,.stocks-filters{justify-content:flex-start}.table-wrapper{margin-left:0;margin-right:0}.section + .section{margin-top:0}.section{padding:3.5rem 0}.section--bg + .section--bg{padding-top:2rem}@media (max-width:768px){html,body{overflow-x:hidden}.table-wrapper{max-height:none;overflow-x:auto;-webkit-overflow-scrolling:touch}table{min-width:480px;font-size:0.82rem}thead th{padding:0.65rem 0.6rem;font-size:0.78rem}tbody td{padding:0.6rem}.btn,.toggle-btn,.contrib-type-btn,.growth-card,.stat-card--selectable,.apply-link,.invest-card__link,.btn-show-more{min-height:44px}.navbar__toggle{display:flex;min-width:44px;min-height:44px;align-items:center;justify-content:center}.grid-2,.grid-3,.grid-4,.quick-start{grid-template-columns:1fr}.screening-cards{grid-template-columns:1fr}.hero{padding:3rem 1rem 2.5rem}.page-hero{padding:2.5rem 1rem 2rem}.page-hero h1{font-size:1.5rem}.welcome-modal__card,.forecast-modal__content{max-width:95vw;max-height:90vh;overflow-y:auto;padding:1.5rem 1.25rem}.welcome-modal__card h2,.forecast-modal__title{font-size:1.2rem}.filter-select,.calc-input,input[type="number"],input[type="search"]{font-size:16px;min-height:44px;padding:0.6rem 0.75rem}.input-prefix,.input-suffix,.input-prefix--compact{width:100%;max-width:100%}.input-prefix--compact{width:100%}.invest-toggle{display:flex;width:100%}.invest-toggle__btn{flex:1;text-align:center;padding:0.7rem 0.5rem}.contrib-type-btns{grid-template-columns:1fr}.growth-cards,.growth-cards--3{grid-template-columns:1fr}.relief-age-row{flex-wrap:wrap;gap:0.75rem}.relief-age-sep{display:none}.age-input{width:100%;max-width:120px}.employer-toggle-row{flex-direction:column;align-items:flex-start;gap:0.75rem}.sticky-results{padding:0.6rem 0.75rem}.sticky-results__inner{gap:0.4rem}.sticky-item{flex:1 1 45%;text-align:center}.sticky-label{font-size:0.6rem}.sticky-value{font-size:0.95rem}.signup-banner__inner{grid-template-columns:1fr}.signup-form{flex-direction:column}.signup-form input[type="email"]{min-width:0;width:100%}.signup-form .btn{width:100%}.trust-bar__inner{gap:0.75rem;justify-content:center}.designed-for__list{flex-direction:column;align-items:center}.calc-layout{grid-template-columns:1fr}.result-cards{grid-template-columns:1fr}.relief-result-grid,.relief-result-grid--3{grid-template-columns:1fr}.milestone-cards{grid-template-columns:1fr}.toc-bar .container{overflow-x:auto;flex-wrap:nowrap}.toc-bar a{flex-shrink:0}.mini-summary-card{font-size:0.95rem;padding:1rem}.lump-sum-box{padding:1rem 1.25rem}.lump-sum-box__value{font-size:1.6rem}.step-block{padding:1.25rem}.provider-cards{grid-template-columns:1fr}.sipp-cards{grid-template-columns:1fr}}@media (max-width:380px){.hero h1{font-size:1.4rem}.stat-card__rate{font-size:1.8rem}.navbar__logo{font-size:1rem}.sticky-results__inner{flex-wrap:wrap}.sticky-item{flex:1 1 100%}}.next-steps-box{margin-top:1.5rem;padding:1.5rem;background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-md);animation:fadeIn 0.6s ease}.next-steps-box__title{font-size:1rem;font-weight:700;color:var(--color-primary);margin-bottom:1rem}.next-steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0.75rem}.next-step-card{display:flex;flex-direction:column;align-items:center;text-align:center;padding:1rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-sm);text-decoration:none;color:var(--color-text);transition:all 0.25s ease;gap:0.5rem}.next-step-card:hover{border-color:var(--color-primary);transform:translateY(-2px);box-shadow:var(--shadow-sm)}.next-step-card__icon{font-size:1.5rem}.next-step-card__text{font-size:0.82rem;font-weight:600}@media (max-width:640px){.next-steps-grid{grid-template-columns:1fr}}.freshness-badge--prominent{display:block;font-size:0.78rem;font-weight:600;color:#1e40af;background:#eff6ff;border:1px solid #bfdbfe;border-radius:var(--radius-sm);padding:0.4rem 0.85rem;margin-top:0.75rem}.back-to-top{position:fixed;bottom:1.5rem;right:1.5rem;z-index:800;width:44px;height:44px;border-radius:50%;background:var(--color-primary);color:var(--color-white);border:none;font-size:1.2rem;cursor:pointer;box-shadow:var(--shadow-md);opacity:0;pointer-events:none;transition:opacity 0.3s ease,transform 0.3s ease;display:flex;align-items:center;justify-content:center}.back-to-top.visible{opacity:1;pointer-events:auto}.back-to-top:hover{transform:scale(1.1)}.btn-hero-primary{padding:1rem 2.25rem;font-size:1rem;font-weight:700;background:var(--color-accent);color:var(--color-primary-dark);border-color:var(--color-accent);border-radius:var(--radius-sm);box-shadow:0 4px 14px rgba(201,162,39,0.35)}.btn-hero-primary:hover{background:var(--color-accent-light);border-color:var(--color-accent-light);transform:translateY(-2px);box-shadow:0 6px 20px rgba(201,162,39,0.4)}.btn-hero-secondary{padding:0.75rem 1.5rem;font-size:0.9rem;font-weight:500;background:transparent;color:var(--color-text-muted);border:1.5px solid var(--color-border);border-radius:var(--radius-sm)}.btn-hero-secondary:hover{color:var(--color-primary);border-color:var(--color-primary);background:var(--color-bg)}.navbar__dropdown{position:relative}.navbar__dropdown-btn{background:none;border:none;color:var(--color-text-muted);font-family:var(--font-main);font-size:0.875rem;font-weight:500;padding:0.45rem 0.75rem;border-radius:var(--radius-sm);cursor:pointer;transition:all var(--transition)}.navbar__dropdown-btn:hover,.navbar__dropdown-btn[aria-expanded="true"]{color:var(--color-primary);background:var(--color-bg)}.navbar__dropdown-menu{display:none;position:absolute;top:calc(100% + 4px);left:0;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:0.5rem;min-width:200px;box-shadow:var(--shadow-lg);z-index:1000;list-style:none;margin:0}.navbar__dropdown-menu[aria-hidden="false"],.navbar__dropdown.open .navbar__dropdown-menu{display:block}.navbar__dropdown-menu a{display:block;padding:0.55rem 0.85rem;color:var(--color-text-muted);font-size:0.85rem;font-weight:500;transition:all var(--transition);text-decoration:none;border-radius:var(--radius-sm)}.navbar__dropdown-menu a:hover,.navbar__dropdown-menu a:focus{background:var(--color-bg);color:var(--color-primary)}@media (max-width:768px){.navbar__dropdown-menu{position:static;background:transparent;border:none;box-shadow:none;padding:0 0 0 1rem;display:none}.navbar__dropdown.open .navbar__dropdown-menu{display:block}}.cross-links{padding:2.5rem 0}.cross-links__title{font-size:1rem;font-weight:700;color:var(--color-text-muted);margin-bottom:1.25rem;text-align:center}.cross-links__grid{max-width:700px;margin:0 auto}.cross-links .card{text-align:center}.cross-links .card__icon{margin:0 auto 0.75rem}.save-prompt{position:fixed;bottom:1.5rem;right:1.5rem;z-index:900;opacity:0;transform:translateY(12px);transition:opacity 0.3s ease,transform 0.3s ease;pointer-events:none}.save-prompt--visible{opacity:1;transform:translateY(0);pointer-events:auto}.save-prompt__inner{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:1.25rem 1.5rem;box-shadow:var(--shadow-lg);max-width:280px}.save-prompt__title{font-size:0.95rem;font-weight:700;color:var(--color-primary);margin-bottom:0.25rem}.save-prompt__sub{font-size:0.82rem;color:var(--color-text-muted);margin-bottom:1rem}.save-prompt__actions{display:flex;gap:0.5rem}.save-prompt__actions .btn{padding:0.5rem 1rem;font-size:0.82rem}@media (max-width:640px){.save-prompt{bottom:1rem;right:1rem;left:1rem}.save-prompt__inner{max-width:100%}}.restore-prompt{position:fixed;top:50%;left:50%;z-index:1500;transform:translate(-50%,-50%) scale(0.95);opacity:0;transition:opacity 0.3s ease,transform 0.3s ease;pointer-events:none}.restore-prompt--visible{opacity:1;transform:translate(-50%,-50%) scale(1);pointer-events:auto}.restore-prompt__inner{background:var(--color-white);border:2px solid var(--color-primary);border-radius:var(--radius-lg);padding:2rem;box-shadow:var(--shadow-lg);text-align:center;max-width:340px}.restore-prompt__title{font-size:1.1rem;font-weight:700;color:var(--color-primary);margin-bottom:0.3rem}.restore-prompt__sub{font-size:0.85rem;color:var(--color-text-muted);margin-bottom:1.25rem}.restore-prompt__actions{display:flex;gap:0.75rem;justify-content:center}.restore-prompt__actions .btn{padding:0.6rem 1.25rem;font-size:0.85rem}.continue-section{padding:1.5rem 0;background:#f0fdf4;border-bottom:1px solid var(--color-border)}.continue-section[hidden]{display:none}.continue-section__title{font-size:1rem;font-weight:700;color:var(--color-primary);margin-bottom:1rem}.continue-cards{display:flex;flex-direction:column;gap:0.5rem;margin-bottom:0.75rem}.continue-card{display:flex;align-items:center;gap:0.75rem;padding:0.85rem 1rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-sm);text-decoration:none;color:var(--color-text);transition:border-color 0.2s ease,box-shadow 0.2s ease}.continue-card:hover{border-color:var(--color-primary);box-shadow:var(--shadow-sm)}.continue-card__icon{font-size:1.3rem;flex-shrink:0}.continue-card__info{flex:1}.continue-card__title{display:block;font-size:0.9rem;font-weight:600}.continue-card__meta{display:block;font-size:0.75rem;color:var(--color-text-muted)}.continue-card__cta{font-size:0.8rem;font-weight:700;color:var(--color-primary);flex-shrink:0}.continue-section__link{font-size:0.82rem;color:var(--color-primary);font-weight:600}.save-toast{position:fixed;bottom:1.5rem;left:50%;z-index:1000;transform:translateX(-50%) translateY(12px);background:var(--color-primary-dark);color:var(--color-white);padding:0.75rem 1.5rem;border-radius:var(--radius-sm);font-size:0.85rem;font-weight:500;box-shadow:var(--shadow-lg);opacity:0;transition:opacity 0.3s ease,transform 0.3s ease;display:flex;align-items:center;gap:0.75rem}.save-toast--visible{opacity:1;transform:translateX(-50%) translateY(0)}.save-toast__icon{color:var(--color-success);font-weight:700}.save-toast__link{color:var(--color-accent);font-weight:700;text-decoration:none;white-space:nowrap}.save-toast__link:hover{text-decoration:underline}.screening-activity{max-width:420px;margin:0 auto;padding:2rem 1.5rem}.screening-activity__header{display:flex;align-items:center;gap:0.6rem;margin-bottom:0.75rem}.screening-activity__icon{font-size:1.1rem;color:var(--color-primary);animation:screeningPulse 2s ease-in-out infinite}.screening-activity__title{font-size:0.88rem;font-weight:600;color:var(--color-text)}.screening-activity__progress{height:3px;background:var(--color-border);border-radius:2px;margin-bottom:1rem;overflow:hidden}.screening-activity__progress-bar{height:100%;width:0%;background:var(--color-primary);border-radius:2px;transition:width 0.3s ease}.screening-activity__steps{display:flex;flex-direction:column;gap:0.1rem;margin-bottom:1.25rem}.screening-activity__step{display:flex;align-items:center;gap:0.6rem;padding:0.45rem 0.6rem;border-radius:var(--radius-sm);transition:background 0.2s ease,opacity 0.2s ease;opacity:0.3}.screening-activity__step--active{opacity:1;background:var(--color-bg)}.screening-activity__step--done{opacity:0.6}.screening-activity__step-dot{width:7px;height:7px;border-radius:50%;flex-shrink:0;background:var(--color-border);transition:background 0.2s ease,transform 0.2s ease}.screening-activity__step--active .screening-activity__step-dot{background:var(--color-primary);animation:screeningDot 1s ease-in-out infinite}.screening-activity__step--done .screening-activity__step-dot{background:#10b981;transform:scale(0.85)}.screening-activity__step-text{font-size:0.78rem;color:var(--color-text-muted);transition:color 0.15s ease}.screening-activity__step--active .screening-activity__step-text{color:var(--color-text);font-weight:500}.screening-activity__step--done .screening-activity__step-text{color:var(--color-text-muted)}.screening-activity__provenance{padding:0.6rem 0.75rem;background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-sm)}.screening-activity__provenance-title{font-size:0.65rem;font-weight:700;text-transform:uppercase;letter-spacing:0.5px;color:var(--color-text-muted);margin:0 0 0.3rem}.screening-activity__provenance-list{margin:0;padding-left:1rem;font-size:0.72rem;color:var(--color-text-muted);line-height:1.5}.screening-activity__provenance-list li{margin-bottom:0.1rem}@keyframes screeningPulse{0%,100%{opacity:1}50%{opacity:0.4}}@keyframes screeningDot{0%,100%{transform:scale(1)}50%{transform:scale(1.3)}}@media (prefers-reduced-motion:reduce){.screening-activity__icon{animation:none}.screening-activity__step--active .screening-activity__step-dot{animation:none}.screening-activity__step{opacity:1}.screening-activity__progress-bar{transition:none}}.signal-feed{margin-top:0.75rem;padding:0.6rem 0.75rem;background:var(--color-bg);border:1px solid var(--color-border);border-radius:var(--radius-sm)}.signal-feed__title{font-size:0.65rem;font-weight:700;text-transform:uppercase;letter-spacing:0.5px;color:var(--color-text-muted);margin-bottom:0.4rem}.signal-feed__items{display:flex;flex-direction:column;gap:0.25rem}.signal-feed__item{display:flex;align-items:center;gap:0.4rem;font-size:0.72rem;color:var(--color-text-muted)}.signal-feed__dot{width:5px;height:5px;border-radius:50%;flex-shrink:0;background:var(--color-primary)}.signal-feed__item--new .signal-feed__dot{background:#10b981}.signal-feed__item--warning .signal-feed__dot{background:#ef4444}.signal-feed__text{flex:1}.signal-feed__date{font-size:0.65rem;color:var(--color-border);white-space:nowrap}.footer{background:var(--color-primary-dark);color:rgba(255,255,255,0.85);padding:4rem 0 0}.footer__inner{display:grid;grid-template-columns:2fr 1fr 1fr;gap:2.5rem;padding-bottom:2.5rem;max-width:1200px;margin:0 auto}.footer__brand .navbar__logo{color:#ffffff;font-size:1rem;font-weight:800;display:inline-flex;margin-bottom:0.75rem;text-decoration:none;letter-spacing:-0.02em}.footer__brand .navbar__logo span{color:var(--color-primary-light)}.footer__brand p{font-size:0.85rem;color:rgba(255,255,255,0.75);margin:0}.footer__links h4{color:#ffffff;font-size:0.82rem;font-weight:600;text-transform:uppercase;letter-spacing:0.5px;margin-bottom:0.85rem}.footer__links ul{display:flex;flex-direction:column;gap:0.5rem}.footer__links a{color:rgba(255,255,255,0.78);font-size:0.85rem;text-decoration:none;transition:color var(--transition)}.footer__links a:hover{color:var(--color-primary-light)}.footer__bottom{border-top:1px solid rgba(255,255,255,0.12);padding:1.25rem 1.25rem;text-align:center;font-size:0.78rem;color:rgba(255,255,255,0.75)}.footer__founder{font-size:0.75rem;color:rgba(255,255,255,0.75);margin-top:0.5rem}.footer__feedback{font-size:0.78rem;color:rgba(255,255,255,0.75);margin-top:0.4rem}.footer__feedback a{color:var(--color-primary-light);text-decoration:underline}.footer__feedback a:hover{color:#ffffff}@media (max-width:768px){.footer__inner{grid-template-columns:1fr;gap:1.5rem}}.site-header{position:sticky;top:0;z-index:1000;background:rgba(11,21,31,0.82);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,255,255,0.08);transition:box-shadow 0.3s ease,background 0.3s ease}.site-header.scrolled{background:rgba(11,21,31,0.92);box-shadow:0 4px 20px rgba(0,0,0,0.3)}.site-header__inner{display:flex;align-items:center;justify-content:space-between;max-width:1200px;margin:0 auto;padding:0 1.25rem;height:64px}.nav-logo{display:flex;align-items:center;gap:0.5rem;text-decoration:none;flex-shrink:0}.nav-logo__mark{width:28px;height:28px;display:flex;align-items:center;justify-content:center}.nav-logo__mark svg{width:24px;height:24px}.nav-logo__text{font-size:1.05rem;font-weight:800;color:var(--color-text);letter-spacing:-0.02em}.nav-logo__text span{color:var(--color-primary-light)}.site-nav{display:flex;align-items:center;gap:0.25rem}.site-nav__list{display:flex;align-items:center;gap:0.15rem;list-style:none;margin:0;padding:0}.nav-link{display:inline-flex;align-items:center;gap:0.3rem;padding:0.5rem 0.85rem;font-family:var(--font-main);font-size:0.875rem;font-weight:500;color:var(--color-text-muted);text-decoration:none;border-radius:var(--radius-sm);border:none;background:none;cursor:pointer;transition:color 0.2s ease,background 0.2s ease;white-space:nowrap}.nav-link:hover,.nav-link:focus-visible{color:var(--color-primary-light);background:rgba(255,255,255,0.06)}.nav-link.active{color:var(--color-primary-light);font-weight:600}.nav-link--danger{color:var(--badge-red-text);font-weight:600}.nav-link--danger:hover,.nav-link--danger:focus-visible{color:var(--badge-red-text);background:var(--badge-red-bg)}.nav-link--warning{color:var(--badge-amber-text);font-weight:600}.nav-link--warning:hover,.nav-link--warning:focus-visible{color:var(--badge-amber-text);background:var(--badge-amber-bg)}.nav-dropdown{position:relative}.nav-dropdown__chevron{transition:transform 0.2s ease;opacity:0.5}.nav-dropdown.open .nav-dropdown__chevron{transform:rotate(180deg);opacity:0.8}.nav-dropdown::after{content:'';position:absolute;top:100%;left:0;right:0;height:12px;pointer-events:none}.nav-dropdown.open::after{pointer-events:auto}.nav-dropdown.open>.nav-dropdown__trigger{color:var(--color-primary-light);background:rgba(255,255,255,0.06)}.nav-dropdown__menu{position:absolute;top:calc(100% + 4px);left:50%;min-width:220px;background:var(--color-surface-raised);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:0.5rem;box-shadow:0 8px 24px rgba(0,0,0,0.35),0 2px 8px rgba(0,0,0,0.25);list-style:none;margin:0;z-index:100;opacity:0;visibility:hidden;transform:translateX(-50%) translateY(6px);transition:opacity 180ms cubic-bezier(0.4,0,0.2,1),transform 180ms cubic-bezier(0.4,0,0.2,1),visibility 0ms 180ms;pointer-events:none}.nav-dropdown.open .nav-dropdown__menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0);transition:opacity 180ms cubic-bezier(0.4,0,0.2,1),transform 180ms cubic-bezier(0.4,0,0.2,1),visibility 0ms 0ms;pointer-events:auto}.nav-dropdown.closing .nav-dropdown__menu{opacity:0;visibility:visible;transform:translateX(-50%) translateY(4px);transition:opacity 150ms cubic-bezier(0.4,0,0.2,1),transform 150ms cubic-bezier(0.4,0,0.2,1),visibility 0ms 150ms;pointer-events:none}.nav-dropdown__item{display:block;padding:0.6rem 0.85rem;font-size:0.85rem;font-weight:500;color:var(--color-text-muted);text-decoration:none;border-radius:var(--radius-sm);transition:all 0.15s ease}.nav-dropdown__item:hover,.nav-dropdown__item:focus-visible{color:var(--color-primary-light);background:rgba(255,255,255,0.06)}.nav-dropdown__item.active{color:var(--color-primary-light);font-weight:600;background:rgba(255,255,255,0.06)}.site-header__actions{display:flex;align-items:center;gap:0.75rem;margin-left:1.5rem}.nav-secondary{font-size:0.85rem;font-weight:500;color:var(--color-text-muted);text-decoration:none;transition:color 0.2s ease}.nav-secondary:hover{color:var(--color-primary-light)}.nav-cta{display:inline-flex;align-items:center;gap:0.4rem;padding:0.55rem 1.25rem;background:var(--color-primary);color:var(--color-white);font-family:var(--font-main);font-size:0.82rem;font-weight:600;border-radius:100px;text-decoration:none;border:none;cursor:pointer;transition:all 0.2s ease;box-shadow:0 1px 4px rgba(27,67,50,0.12)}.nav-cta:hover{background:var(--color-primary-light);transform:translateY(-1px);box-shadow:0 4px 12px rgba(27,67,50,0.15);color:var(--color-white)}.mobile-toggle{display:none;flex-direction:column;justify-content:center;align-items:center;width:44px;height:44px;background:none;border:none;cursor:pointer;padding:0;border-radius:var(--radius-sm);transition:background 0.2s ease}.mobile-toggle:hover{background:rgba(255,255,255,0.06)}.mobile-toggle__bar{display:block;width:20px;height:2px;background:var(--color-text);border-radius:2px;transition:all 0.25s ease}.mobile-toggle__bar + .mobile-toggle__bar{margin-top:5px}.mobile-toggle.open .mobile-toggle__bar:nth-child(1){transform:translateY(7px) rotate(45deg)}.mobile-toggle.open .mobile-toggle__bar:nth-child(2){opacity:0;transform:scaleX(0)}.mobile-toggle.open .mobile-toggle__bar:nth-child(3){transform:translateY(-7px) rotate(-45deg)}@media (max-width:768px){.mobile-toggle{display:flex}.site-nav{display:none;position:fixed;top:64px;left:0;right:0;bottom:0;background:#0b151f;border-top:1px solid var(--color-border);flex-direction:column;padding:1.5rem 1.25rem;overflow-y:auto;z-index:1001;animation:none}.site-nav .nav-link,.site-nav .nav-dropdown__trigger{color:var(--color-text)}.site-nav .nav-link--danger{color:var(--badge-red-text)}.site-nav .nav-dropdown__item{color:var(--color-text-muted)}.site-nav.open{display:flex;animation:navSlideDown 0.25s ease both}@keyframes navSlideDown{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:translateY(0)}}.site-nav__list{flex-direction:column;align-items:stretch;gap:0.25rem;width:100%}.nav-link{padding:0.85rem 1rem;font-size:1rem;border-radius:var(--radius-md);min-height:48px}.nav-dropdown__menu{position:static;transform:none;min-width:100%;box-shadow:none;border:none;background:var(--color-bg);border-radius:var(--radius-md);margin-top:0.25rem;padding:0.35rem;opacity:0;visibility:hidden;max-height:0;overflow:hidden;transition:opacity 150ms ease,max-height 150ms ease,visibility 0ms 150ms;pointer-events:none}.nav-dropdown.open .nav-dropdown__menu{transform:none;opacity:1;visibility:visible;max-height:500px;overflow:visible;transition:opacity 150ms ease,max-height 200ms ease,visibility 0ms 0ms;pointer-events:auto}.nav-dropdown.closing .nav-dropdown__menu{transform:none}.nav-dropdown::after{display:none}.nav-dropdown__item{padding:0.75rem 1rem;font-size:0.95rem;min-height:44px;display:flex;align-items:center}.site-header__actions{margin-left:0;margin-top:1.5rem;padding-top:1.5rem;border-top:1px solid var(--color-border);width:100%;flex-direction:column;gap:0.75rem}.nav-cta{width:100%;justify-content:center;padding:0.85rem 1.5rem;font-size:0.95rem}.nav-secondary{font-size:0.95rem;padding:0.5rem 0}body.nav-open{overflow:hidden}body.nav-open .site-header{backdrop-filter:none;-webkit-backdrop-filter:none;background:#0b151f}}@media (min-width:769px){.site-header__actions--mobile{display:none}}.nav-link:focus-visible,.nav-dropdown__trigger:focus-visible,.nav-dropdown__item:focus-visible,.nav-cta:focus-visible,.nav-secondary:focus-visible,.mobile-toggle:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px}@media (prefers-reduced-motion:reduce){.nav-dropdown__menu{transition:opacity 0ms,visibility 0ms !important}.nav-dropdown.open .nav-dropdown__menu,.nav-dropdown.closing .nav-dropdown__menu{transition:opacity 0ms,visibility 0ms !important;transform:translateX(-50%) translateY(0) !important}.nav-dropdown__chevron{transition:none}.site-nav.open{animation:none}}@keyframes sectionFadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.gh-section{padding:5.5rem 1.5rem;position:relative}.gh-section--sm{padding:3.5rem 1.5rem}.gh-section--lg{padding:7rem 1.5rem}.gh-section--white{background:var(--color-white)}.gh-section--muted{background:var(--color-bg)}.gh-section--soft{background:linear-gradient(180deg,var(--color-white) 0%,var(--color-bg) 100%)}.gh-section--gradient{background:linear-gradient(180deg,rgba(241,245,249,0) 0%,rgba(241,245,249,0.5) 50%,rgba(241,245,249,0) 100%)}.gh-section__inner{max-width:1200px;margin:0 auto}.gh-section__inner--narrow{max-width:800px;margin:0 auto}.gh-section__inner--wide{max-width:1400px;margin:0 auto}.gh-section__inner--full{max-width:100%;margin:0 auto}.gh-section--divider-top::before{content:'';position:absolute;top:0;left:10%;right:10%;height:1px;background:linear-gradient(90deg,transparent 0%,var(--color-border) 30%,var(--color-border) 70%,transparent 100%)}.gh-section--curve-top{margin-top:-2rem;padding-top:5rem;border-radius:2rem 2rem 0 0}.section-header{margin-bottom:3rem}.section-header--center{text-align:center}.section-header--center .section-description{margin-left:auto;margin-right:auto}.section-eyebrow{display:inline-flex;align-items:center;gap:0.4rem;font-size:0.72rem;font-weight:700;letter-spacing:0.8px;text-transform:uppercase;color:var(--color-primary);margin-bottom:0.85rem}.section-eyebrow--pensions{color:var(--color-cat-pensions)}.section-eyebrow--funds{color:var(--color-cat-funds)}.section-eyebrow--stocks{color:var(--color-cat-stocks)}.section-eyebrow--tools{color:var(--color-cat-faith)}.section-title{font-size:clamp(1.6rem,3.5vw,2.4rem);font-weight:800;line-height:1.15;letter-spacing:-0.025em;color:var(--color-primary-dark);margin-bottom:0.85rem}.section-description{font-size:1.05rem;line-height:1.6;color:var(--color-text-muted);max-width:600px;margin-bottom:0}.card-grid{display:grid;gap:1.5rem}.card-grid--2{grid-template-columns:repeat(2,1fr)}.card-grid--3{grid-template-columns:repeat(3,1fr)}.card-grid--4{grid-template-columns:repeat(4,1fr)}@media (max-width:1024px){.card-grid--4{grid-template-columns:repeat(2,1fr)}.card-grid--3{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.card-grid--2,.card-grid--3,.card-grid--4{grid-template-columns:1fr}}.card{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-2xl);padding:2rem;position:relative;transition:transform 0.3s cubic-bezier(0.4,0,0.2,1),box-shadow 0.3s cubic-bezier(0.4,0,0.2,1),border-color 0.3s ease}.card:hover{transform:translateY(-4px);box-shadow:0 12px 24px -4px rgba(0,0,0,0.06),0 4px 8px -2px rgba(0,0,0,0.03);border-color:transparent}.card--flat{border-radius:var(--radius-xl);padding:1.5rem}.card--compact{padding:1.25rem;border-radius:var(--radius-lg)}.card--glass{background:rgba(255,255,255,0.7);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-color:rgba(255,255,255,0.5)}.card--no-hover:hover{transform:none;box-shadow:var(--shadow-sm)}a.card{text-decoration:none;color:var(--color-text);cursor:pointer}.card__icon{width:48px;height:48px;border-radius:var(--radius-md);background:var(--color-bg);border:1px solid var(--color-border-light);display:flex;align-items:center;justify-content:center;margin-bottom:1.25rem}.card__icon svg{width:22px;height:22px;stroke:var(--color-primary);stroke-width:1.8;fill:none}.card__icon--green{background:rgba(4,120,87,0.06);border-color:rgba(4,120,87,0.1)}.card__icon--green svg{stroke:var(--color-cat-pensions)}.card__icon--purple{background:rgba(124,58,237,0.05);border-color:rgba(124,58,237,0.08)}.card__icon--purple svg{stroke:var(--color-cat-funds)}.card__icon--blue{background:rgba(29,78,216,0.05);border-color:rgba(29,78,216,0.08)}.card__icon--blue svg{stroke:var(--color-cat-stocks)}.card__icon--amber{background:rgba(180,83,9,0.05);border-color:rgba(180,83,9,0.08)}.card__icon--amber svg{stroke:var(--color-cat-faith)}.card__title{font-size:1.05rem;font-weight:700;color:var(--color-primary-dark);margin-bottom:0.4rem;line-height:1.3}.card__text{font-size:0.875rem;color:var(--color-text-muted);line-height:1.55;margin-bottom:0}.card__cta{display:inline-flex;align-items:center;gap:0.3rem;font-size:0.82rem;font-weight:600;color:var(--color-primary);margin-top:1rem;transition:gap 0.2s ease}.card:hover .card__cta{gap:0.5rem}.card__cta svg{width:14px;height:14px;stroke:currentColor;stroke-width:2.5;fill:none}.card-metric{text-align:center;padding:2rem 1.5rem}.card-metric__value{font-size:2rem;font-weight:800;color:var(--color-primary-dark);letter-spacing:-0.03em;margin-bottom:0.25rem;line-height:1.1}.card-metric__label{font-size:0.82rem;font-weight:500;color:var(--color-text-muted);line-height:1.3}.card-metric__sub{font-size:0.72rem;color:var(--color-text-subtle);margin-top:0.4rem}.card-result{padding:1.75rem}.card-result__header{display:flex;align-items:center;justify-content:space-between;margin-bottom:1rem}.card-result__name{font-size:1rem;font-weight:700;color:var(--color-primary-dark)}.card-result__rating{font-size:0.72rem;font-weight:700;padding:0.3rem 0.7rem;border-radius:100px}.card-result__rating--pass{background:rgba(4,120,87,0.08);color:var(--color-positive)}.card-result__rating--review{background:rgba(180,83,9,0.08);color:var(--color-warning)}.card-result__rating--fail{background:rgba(185,28,28,0.08);color:var(--color-negative)}.card-result__badges{display:flex;flex-wrap:wrap;gap:0.4rem;margin-bottom:1rem}.card-result__badge{font-size:0.68rem;font-weight:600;padding:0.25rem 0.6rem;border-radius:6px;background:var(--color-bg);color:var(--color-text-muted);border:1px solid var(--color-border-light)}.card-result__badge--green{background:rgba(4,120,87,0.06);color:var(--color-positive);border-color:rgba(4,120,87,0.1)}.card-result__badge--amber{background:rgba(180,83,9,0.06);color:var(--color-warning);border-color:rgba(180,83,9,0.1)}.card-result__meta{display:flex;align-items:center;gap:1rem;font-size:0.75rem;color:var(--color-text-subtle)}.card-result__confidence{display:flex;align-items:center;gap:0.3rem}.card-result__confidence-dot{width:6px;height:6px;border-radius:50%;background:var(--color-positive)}.card-result__confidence-dot--medium{background:var(--color-warning)}.card-result__confidence-dot--low{background:var(--color-negative)}.card-action{display:flex;align-items:center;gap:1.25rem;padding:1.5rem 1.75rem;border-left:3px solid var(--color-primary)}.card-action__content{flex:1}.card-action__title{font-size:0.95rem;font-weight:700;color:var(--color-primary-dark);margin-bottom:0.2rem}.card-action__text{font-size:0.82rem;color:var(--color-text-muted);margin:0}.card-action__btn{display:inline-flex;align-items:center;gap:0.35rem;padding:0.6rem 1.25rem;font-size:0.82rem;font-weight:600;color:var(--color-primary);background:rgba(27,67,50,0.04);border:1px solid rgba(27,67,50,0.1);border-radius:var(--radius-sm);text-decoration:none;transition:all 0.2s ease;white-space:nowrap}.card-action__btn:hover{background:rgba(27,67,50,0.08);border-color:rgba(27,67,50,0.2)}.card-action__btn svg{width:14px;height:14px;stroke:currentColor;stroke-width:2.5;fill:none}.card-warning{border-left:3px solid var(--color-warning);background:rgba(180,83,9,0.02)}.card-warning .card__icon{background:rgba(180,83,9,0.06);border-color:rgba(180,83,9,0.1)}.card-warning .card__icon svg{stroke:var(--color-warning)}.card-recommendation{border-left:3px solid var(--color-positive);background:rgba(4,120,87,0.015)}.card-recommendation .card__icon{background:rgba(4,120,87,0.06);border-color:rgba(4,120,87,0.1)}.card-recommendation .card__icon svg{stroke:var(--color-positive)}.card-calculator{padding:0;overflow:hidden}.card-calculator__header{padding:1.5rem 2rem 1rem;border-bottom:1px solid var(--color-border-light)}.card-calculator__body{padding:1.5rem 2rem 2rem}.gh-badge{display:inline-flex;align-items:center;gap:0.3rem;padding:0.25rem 0.65rem;font-size:0.7rem;font-weight:700;letter-spacing:0.3px;border-radius:100px;text-transform:uppercase}.gh-badge--green{background:rgba(4,120,87,0.08);color:var(--color-positive)}.gh-badge--amber{background:rgba(180,83,9,0.08);color:var(--color-warning)}.gh-badge--red{background:rgba(185,28,28,0.08);color:var(--color-negative)}.gh-badge--blue{background:rgba(29,78,216,0.06);color:var(--color-info)}.gh-badge--purple{background:rgba(124,58,237,0.06);color:var(--color-cat-funds)}.gh-badge--muted{background:var(--color-bg);color:var(--color-text-muted)}.gh-btn{display:inline-flex;align-items:center;justify-content:center;gap:0.4rem;padding:0.75rem 1.75rem;font-family:var(--font-main);font-size:0.9rem;font-weight:600;border-radius:var(--radius-sm);border:1.5px solid transparent;cursor:pointer;text-decoration:none;transition:all 0.2s cubic-bezier(0.4,0,0.2,1);white-space:nowrap}.gh-btn svg{width:16px;height:16px;stroke:currentColor;stroke-width:2;fill:none}.gh-btn--primary{background:var(--color-primary);color:var(--color-white);border-color:var(--color-primary)}.gh-btn--primary:hover{background:var(--color-primary-light);border-color:var(--color-primary-light);transform:translateY(-1px);box-shadow:0 4px 12px rgba(27,67,50,0.15);color:var(--color-white)}.gh-btn--secondary{background:transparent;color:var(--color-text);border-color:var(--color-border)}.gh-btn--secondary:hover{border-color:var(--color-primary);color:var(--color-primary);background:rgba(27,67,50,0.02);transform:translateY(-1px)}.gh-btn--ghost{background:transparent;color:var(--color-primary);border-color:transparent;padding:0.5rem 0.75rem}.gh-btn--ghost:hover{background:rgba(27,67,50,0.04)}.gh-btn--sm{padding:0.5rem 1.1rem;font-size:0.82rem}.gh-btn--lg{padding:0.9rem 2.25rem;font-size:1rem}.card-table{overflow:hidden;border-radius:var(--radius-xl);border:1px solid var(--color-border)}.card-table .table-wrapper{border-radius:0;box-shadow:none;border:none}.section-cta{display:flex;align-items:center;gap:1rem;margin-top:2.5rem}.section-cta--center{justify-content:center}.feature-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:0.75rem}.feature-list__item{display:flex;align-items:flex-start;gap:0.6rem;font-size:0.9rem;color:var(--color-text);line-height:1.5}.feature-list__icon{width:20px;height:20px;flex-shrink:0;margin-top:0.1rem}.feature-list__icon svg{width:18px;height:18px;stroke:var(--color-positive);stroke-width:2.5;fill:none}.stat-row{display:flex;align-items:center;justify-content:center;gap:3rem;flex-wrap:wrap;padding:2rem 0}.stat-row__item{text-align:center}.stat-row__value{font-size:1.8rem;font-weight:800;color:var(--color-primary-dark);letter-spacing:-0.02em;line-height:1.1}.stat-row__label{font-size:0.75rem;font-weight:500;color:var(--color-text-muted);margin-top:0.25rem}@media (max-width:768px){.gh-section{padding:4rem 1.25rem}.gh-section--lg{padding:5rem 1.25rem}.section-title{font-size:1.6rem}.section-description{font-size:0.95rem}.card{padding:1.5rem;border-radius:var(--radius-xl)}.card-metric__value{font-size:1.6rem}.section-cta{flex-direction:column;align-items:stretch}.stat-row{gap:2rem}.stat-row__value{font-size:1.4rem}.card-action{flex-direction:column;align-items:flex-start}}@media (max-width:480px){.gh-section{padding:3rem 1rem}.section-title{font-size:1.4rem}.card{padding:1.25rem;border-radius:var(--radius-lg)}.stat-row{flex-direction:column;gap:1.5rem}}@media (prefers-reduced-motion:reduce){.card{transition:none}.card:hover{transform:none}.card__cta{transition:none}}a.card:focus-visible,.gh-btn:focus-visible{outline:2px solid var(--color-primary);outline-offset:2px}.trust-summary{display:inline-flex;flex-wrap:wrap;gap:0.75rem;padding:1rem 1.25rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);font-size:0.75rem;align-items:center}.trust-summary__item{display:flex;flex-direction:column;gap:0.15rem;padding-right:0.75rem;border-right:1px solid var(--color-border-light)}.trust-summary__item:last-child{border-right:none;padding-right:0}.trust-summary__label{font-weight:500;color:var(--color-text-subtle);text-transform:uppercase;letter-spacing:0.4px;font-size:0.62rem}.trust-summary__value{font-weight:700;color:var(--color-primary-dark);font-size:0.82rem}.trust-summary__value--high{color:var(--color-positive)}.trust-summary__value--medium{color:var(--color-warning)}.trust-summary__value--low{color:var(--color-negative)}.trust-confidence{display:inline-flex;align-items:center;gap:0.4rem;padding:0.35rem 0.85rem;border-radius:100px;font-size:0.72rem;font-weight:700;letter-spacing:0.3px}.trust-confidence--high{background:rgba(4,120,87,0.06);color:var(--color-positive)}.trust-confidence--medium{background:rgba(180,83,9,0.06);color:var(--color-warning)}.trust-confidence--limited{background:rgba(100,116,139,0.06);color:var(--color-text-muted)}.trust-confidence__dot{width:7px;height:7px;border-radius:50%;background:currentColor}.trust-badges{display:flex;flex-wrap:wrap;gap:0.6rem;align-items:center}.trust-badge{display:inline-flex;align-items:center;gap:0.4rem;padding:0.5rem 0.9rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);font-size:0.75rem;font-weight:600;color:var(--color-text);transition:all 0.2s ease}.trust-badge:hover{border-color:var(--color-primary-light);box-shadow:0 2px 8px rgba(0,0,0,0.04)}.trust-badge__icon{width:16px;height:16px;display:flex;align-items:center;justify-content:center}.trust-badge__icon svg{width:14px;height:14px;stroke:var(--color-positive);stroke-width:2.5;fill:none}.trust-process{position:relative;padding-left:3rem;max-width:600px}.trust-process::before{content:'';position:absolute;left:15px;top:0;bottom:0;width:2px;background:linear-gradient(180deg,var(--color-border) 0%,var(--color-positive) 100%)}.trust-process__step{position:relative;padding-bottom:2.25rem}.trust-process__step:last-child{padding-bottom:0}.trust-process__marker{position:absolute;left:-3rem;top:0.1rem;width:32px;height:32px;border-radius:50%;background:var(--color-white);border:2px solid var(--color-border);display:flex;align-items:center;justify-content:center;font-size:0.72rem;font-weight:800;color:var(--color-text-muted);transition:all 0.2s ease}.trust-process__step:last-child .trust-process__marker{border-color:var(--color-positive);color:var(--color-positive);background:rgba(4,120,87,0.04)}.trust-process__title{font-size:0.92rem;font-weight:700;color:var(--color-primary-dark);margin-bottom:0.25rem}.trust-process__desc{font-size:0.82rem;color:var(--color-text-muted);line-height:1.5;margin:0}.trust-sources{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:0.85rem}.trust-source{display:flex;align-items:center;gap:0.65rem;padding:0.85rem 1rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);transition:all 0.2s ease}.trust-source:hover{border-color:var(--color-primary-light);box-shadow:0 2px 8px rgba(0,0,0,0.03)}.trust-source__icon{width:32px;height:32px;border-radius:var(--radius-sm);background:var(--color-bg);display:flex;align-items:center;justify-content:center;flex-shrink:0}.trust-source__icon svg{width:16px;height:16px;stroke:var(--color-primary);stroke-width:2;fill:none}.trust-source__text{font-size:0.78rem;font-weight:600;color:var(--color-text);line-height:1.3}.trust-source__sub{font-size:0.68rem;color:var(--color-text-subtle);font-weight:400}.trust-methods{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:1rem}.trust-method{padding:1.5rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-xl);transition:all 0.25s ease}.trust-method:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,0.04);border-color:transparent}.trust-method__icon{width:40px;height:40px;border-radius:var(--radius-md);background:var(--color-bg);border:1px solid var(--color-border-light);display:flex;align-items:center;justify-content:center;margin-bottom:1rem}.trust-method__icon svg{width:20px;height:20px;stroke:var(--color-primary);stroke-width:1.8;fill:none}.trust-method__title{font-size:0.88rem;font-weight:700;color:var(--color-primary-dark);margin-bottom:0.3rem}.trust-method__desc{font-size:0.78rem;color:var(--color-text-muted);line-height:1.5;margin:0}.trust-donts{display:flex;flex-direction:column;gap:0.6rem}.trust-dont{display:flex;align-items:center;gap:0.75rem;padding:0.85rem 1.25rem;background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);font-size:0.85rem;color:var(--color-text)}.trust-dont__icon{width:20px;height:20px;flex-shrink:0;display:flex;align-items:center;justify-content:center}.trust-dont__icon svg{width:16px;height:16px;stroke:var(--color-negative);stroke-width:2.5;fill:none}.trust-section{padding:5.5rem 1.5rem;position:relative}.trust-section--white{background:var(--color-white)}.trust-section--muted{background:var(--color-bg)}.trust-section__inner{max-width:900px;margin:0 auto}@media (max-width:768px){.trust-summary{flex-direction:column;align-items:flex-start;gap:0.5rem}.trust-summary__item{flex-direction:row;gap:0.5rem;align-items:center;border-right:none;padding-right:0;border-bottom:1px solid var(--color-border-light);padding-bottom:0.5rem;width:100%}.trust-summary__item:last-child{border-bottom:none;padding-bottom:0}.trust-badges{gap:0.4rem}.trust-badge{font-size:0.7rem;padding:0.4rem 0.7rem}.trust-sources{grid-template-columns:1fr}.trust-methods{grid-template-columns:1fr}.trust-process{padding-left:2.5rem}.trust-process__marker{left:-2.5rem;width:28px;height:28px}}@media (prefers-reduced-motion:reduce){.trust-method,.trust-source,.trust-badge{transition:none}.trust-method:hover{transform:none}}.he-slider{max-width:560px;margin:0 auto 3rem;text-align:center}.he-slider__value{font-size:2.5rem;font-weight:800;color:var(--color-primary-dark);letter-spacing:-0.03em;margin-bottom:1.5rem}.he-slider__input{width:100%;height:6px;border-radius:3px;background:var(--color-border);outline:none;-webkit-appearance:none;appearance:none;cursor:pointer}.he-slider__input::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:var(--color-primary);border:3px solid var(--color-white);box-shadow:0 2px 8px rgba(27,67,50,0.25);cursor:grab;transition:transform 0.15s ease,box-shadow 0.15s ease}.he-slider__input::-webkit-slider-thumb:hover{transform:scale(1.15);box-shadow:0 4px 16px rgba(27,67,50,0.3)}.he-slider__input::-webkit-slider-thumb:active{cursor:grabbing}.he-slider__input::-moz-range-thumb{width:28px;height:28px;border-radius:50%;background:var(--color-primary);border:3px solid var(--color-white);box-shadow:0 2px 8px rgba(27,67,50,0.25);cursor:grab}.he-slider__input:focus-visible{outline:2px solid var(--color-primary);outline-offset:4px}.he-slider__range{display:flex;justify-content:space-between;font-size:0.75rem;color:var(--color-text-subtle);margin-top:0.5rem}.he-dashboard{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.he-metric{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-xl);padding:1.5rem;text-align:center;transition:all 0.3s ease}.he-metric--highlight{background:rgba(4,120,87,0.03);border-color:rgba(4,120,87,0.12)}.he-metric__label{font-size:0.72rem;font-weight:600;color:var(--color-text-subtle);text-transform:uppercase;letter-spacing:0.5px;margin-bottom:0.4rem}.he-metric__value{font-size:1.25rem;font-weight:800;color:var(--color-primary-dark);letter-spacing:-0.02em}.he-metric--highlight .he-metric__value{color:var(--color-positive)}.he-alerts{margin-top:1.5rem;display:flex;flex-direction:column;gap:0.75rem}.he-alert{display:flex;align-items:flex-start;gap:0.75rem;padding:1rem 1.25rem;border-radius:var(--radius-lg);font-size:0.85rem;line-height:1.5}.he-alert--warning{background:rgba(180,83,9,0.04);border:1px solid rgba(180,83,9,0.12);color:var(--color-text)}.he-alert--success{background:rgba(4,120,87,0.04);border:1px solid rgba(4,120,87,0.12);color:var(--color-text)}.he-alert__icon{flex-shrink:0;font-size:1rem}.he-timeline{position:relative;padding-left:2rem}.he-timeline::before{content:'';position:absolute;left:8px;top:0;bottom:0;width:2px;background:var(--color-border)}.he-timeline__step{position:relative;padding-bottom:2rem;padding-left:2rem}.he-timeline__step:last-child{padding-bottom:0}.he-timeline__marker{position:absolute;left:-2rem;top:0.2rem;width:18px;height:18px;border-radius:50%;background:var(--color-border);border:3px solid var(--color-bg)}.he-timeline__marker--amber{background:var(--color-warning)}.he-timeline__marker--green{background:var(--color-positive)}.he-timeline__content h3{font-size:0.95rem;font-weight:700;color:var(--color-primary-dark);margin-bottom:0.3rem}.he-timeline__content p{font-size:0.85rem;color:var(--color-text-muted);line-height:1.55;margin:0}.he-comparison{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}.he-comp-col{border:1px solid var(--color-border);border-radius:var(--radius-xl);padding:1.5rem;background:var(--color-white)}.he-comp-col--highlight{border-color:rgba(4,120,87,0.15);background:rgba(4,120,87,0.02)}.he-comp-col__header{font-size:0.78rem;font-weight:700;text-transform:uppercase;letter-spacing:0.5px;color:var(--color-positive);margin-bottom:1.25rem;padding-bottom:0.75rem;border-bottom:1px solid var(--color-border-light)}.he-comp-col__header--muted{color:var(--color-text-muted)}.he-comp-row{display:flex;justify-content:space-between;align-items:center;padding:0.6rem 0;border-bottom:1px solid var(--color-border-light)}.he-comp-row:last-of-type{border-bottom:none}.he-comp-label{font-size:0.82rem;color:var(--color-text-muted)}.he-comp-value{font-size:0.95rem;font-weight:700;color:var(--color-primary-dark)}.he-comp-saving{margin-top:1rem;padding:0.75rem;background:rgba(4,120,87,0.06);border-radius:var(--radius-sm);text-align:center;font-size:0.85rem;font-weight:700;color:var(--color-positive)}.he-knowledge{display:flex;flex-direction:column;gap:0.75rem}.he-knowledge__card{border:1px solid var(--color-border);border-radius:var(--radius-lg);background:var(--color-white);overflow:hidden;transition:border-color 0.2s ease}.he-knowledge__card[open]{border-color:var(--color-primary-light)}.he-knowledge__trigger{display:flex;align-items:center;justify-content:space-between;padding:1.25rem 1.5rem;cursor:pointer;list-style:none;min-height:56px}.he-knowledge__trigger::-webkit-details-marker{display:none}.he-knowledge__title{font-size:0.95rem;font-weight:700;color:var(--color-primary-dark)}.he-knowledge__chevron{flex-shrink:0;color:var(--color-text-subtle);transition:transform 0.2s ease}.he-knowledge__card[open] .he-knowledge__chevron{transform:rotate(180deg)}.he-knowledge__body{padding:0 1.5rem 1.5rem;font-size:0.875rem;color:var(--color-text);line-height:1.6}.he-knowledge__body p{margin-bottom:0.75rem}.he-knowledge__tip{margin-top:0.75rem;padding:0.85rem 1rem;background:rgba(4,120,87,0.03);border:1px solid rgba(4,120,87,0.1);border-radius:var(--radius-sm);font-size:0.82rem;line-height:1.5}@media (max-width:768px){.he-dashboard{grid-template-columns:repeat(2,1fr)}.he-comparison{grid-template-columns:1fr}.he-slider__value{font-size:2rem}}@media (max-width:480px){.he-dashboard{grid-template-columns:1fr}.he-metric{padding:1.25rem}.he-slider__value{font-size:1.75rem}}@media (prefers-reduced-motion:reduce){.he-metric,.he-slider__input::-webkit-slider-thumb{transition:none}}.gh-consent{position:fixed;left:0;right:0;bottom:0;z-index:90000;background:var(--color-surface-raised,#15273b);border-top:1px solid var(--color-border,rgba(255,255,255,0.08));box-shadow:0 -8px 30px rgba(0,0,0,0.35);padding:1rem 1.25rem calc(1rem + env(safe-area-inset-bottom,0px))}.gh-consent[hidden]{display:none}.gh-consent__inner{max-width:1100px;margin:0 auto;display:flex;align-items:center;gap:1.25rem}.gh-consent__text{flex:1;margin:0;font-size:0.82rem;line-height:1.5;color:var(--color-text-muted,#94a3b8)}.gh-consent__text strong{color:var(--color-text,#fff);font-weight:600}.gh-consent__actions{display:flex;gap:0.6rem;flex-shrink:0}.gh-consent__btn{font-family:inherit;font-size:0.82rem;font-weight:700;padding:0.6rem 1.15rem;border-radius:var(--radius-md,12px);border:1px solid var(--color-border,rgba(255,255,255,0.12));cursor:pointer;white-space:nowrap;transition:background 0.15s ease,border-color 0.15s ease,color 0.15s ease}.gh-consent__btn--reject{background:transparent;color:var(--color-text,#fff)}.gh-consent__btn--reject:hover{border-color:var(--color-text-muted,#94a3b8)}.gh-consent__btn--accept{background:var(--color-primary,#10b981);border-color:var(--color-primary,#10b981);color:#ffffff}.gh-consent__btn--accept:hover{background:var(--color-primary-light,#34d399);border-color:var(--color-primary-light,#34d399)}.gh-consent__btn:focus-visible{outline:2px solid var(--color-primary-light,#34d399);outline-offset:2px}.gh-consent-revisit{background:none;border:none;padding:0;font:inherit;color:inherit;cursor:pointer;text-decoration:underline}@media (max-width:640px){.gh-consent__inner{flex-direction:column;align-items:stretch;gap:0.85rem}.gh-consent__actions{justify-content:stretch}.gh-consent__btn{flex:1}}