Take-home
£0
Committed
£0
Available to allocate
£0
Welcome back 👋
Step 1 of 6 · Let's get started
👋 Let's set up your budget
💰 Income
Enter the amount that reaches your bank account after tax, pension and payroll deductions.
£
Show salary breakdown (optional)
£
£
£
Monthly take-home: £0
🏠 Monthly Commitments
Fixed costs you're committed to each month.
£
£
£
£
£
£
£
£
£
Category total: £0
✓ Commitments mapped
🛒 Flexible Spending
Day-to-day spending that varies month to month.
💡 Typical ranges: Food 10–20% of income · Transport 5–15% · These are guides, not rules.
£
£
£
£
£
Category total: £0
✓ Flexible spending covered
📅 Irregular Expenses
Annual or quarterly costs. We'll convert them to a monthly amount for you.
£/year= £0/mo
£/year= £0/mo
£/year= £0/mo
£/year= £0/mo
Monthly set-aside: £0
✓ Irregular expenses planned — most people miss this step
🤲 Family & Giving
Support for family, community and causes you care about.
£
£
£
£
£
Category total: £0
✓ Family & giving included
📊 Your Budget Summary
Take-home
£0
Total committed
£0
Available to allocate
£0