Pension Planning Tool

Plan Your Retirement

Understand what your pension could become through consistent contributions, employer matching, tax relief and long-term investing.

Current Age
Retirement Age
30 years remaining
Current Pension Value
£
Your Monthly Contribution
£
Employer Monthly
£
Your employer's contribution
Expected Growth
%

Your pension could reach £580,000 by age 60

Estimated retirement income: £23,200/year

30
Years Remaining
£144k
Your Contributions
£72k
Employer Contributions
£339k
Investment Growth

Retirement Dashboard

Key metrics for your projected retirement

Projected Pension
£580,000
Current Pension
£25,000
Personal Contributions
£144,000
Employer Contributions
£72,000
Growth Generated
£339,000
Tax Relief Benefit
£57,600
at 40% rate
Retirement Income
£23,200
4% withdrawal rate
Retirement Age
60
Good
Retirement Readiness: Good

Pension Projection Over Time

Your Contributions Employer Investment Growth

Scenario Comparison

See how different choices affect your retirement

Milestone Tracker

When your pension could reach key targets

Tax Relief Breakdown

How your contributions are amplified each year

💷
Your Cost (Net)
£2,880
What it costs you per year
🏛️
Tax Relief
£1,920
Government tops up
🏢
Employer Adds
£2,400
Free money from employer

Total invested annually: £7,200 — from your net cost of £2,880

Illustrative projections only. Inflation not accounted for. Tax rules are based on 2025/26 rates and may change. This is not financial advice — consult a qualified adviser before making pension decisions.

Research Investments for Your Pension

You've planned your contributions. Now decide where to invest.